Smart College Planning. Strategic Loan Guidance.

The only service in the country that pairs full admissions strategy with federal loan expertise and a complete online course all under one roof.

🎓 Now Offering College Planning Services — 4 Tiers Available

Every other college planner stops at admissions. Loan Wise Solutions combines complete admissions strategy + federal loan expertise + CLEP planning + a full online course

all under one roof, at a fraction of what competitors charge.

Starter

$497

One-TimeBest for families just starting to think about college costs

• Free 30-minute discovery call
• 1-hour College Cost Education Session (COA, EFC/SAI, aid types)
• Overview of financial aid process & key deadlines
• FAFSA & CSS Profile introduction
• College cost comparison framework & worksheet
• Email recap with personalized action steps within 24 hrs
• CLEP Strategy Overview — intro to exams & credit savings

Planner

$997

One-TimeBest for families with a junior or senior ready to build a college list

• Everything in Tier 1
• 2-hour College Strategy Session list building & financial fit
• Custom Smart College List of 10–15 schools
• Scholarship & merit aid strategy
• ED vs. EA financial risk comparison
• Net price calculator walkthrough for every school
• 30 days follow-up email support
• CLEP Strategy Session — right exams, prep plan & school matching

Full Guidance

$2,497

***includes LoanWise method course *** ($475 value)

One-TimeThe complete package  admissions + financial aid + loan expertise

• Everything in Tiers 1 & 2
• Financial Aid Award Letter Review
• Federal Loan Strategy IDR, PSLF, sub vs. unsub explained
• Parent PLUS Loan analysis & smarter alternatives
• Housing decision: on-campus vs. off-campus real cost
• Gap year vs. enrollment financial tradeoff session
• Financial aid appeal/negotiation letter coaching
• 3 months follow-up email support
• Full access to resource library
• CLEP Credit Strategy — full plan, school matching & cost reduction

4-Year VIP Roadmap

$1,197/year × 4 Years = $4,788 

*** includes LoanWise Method Course *** ($475 value)

TotalComplete guidance from 9th grade through move-in day

• Everything in Tiers 1, 2 & 3
• Full 4-year high school planning roadmap
• Annual check-in strategy session each school year
• Course selection & GPA strategy for merit scholarships
• Extracurricular positioning for scholarship applications
• Complete scholarship application strategy & annual calendar
• 12 months ongoing email support per year
• Priority scheduling throughout the engagement
• 4-Year CLEP Master Plan — annual exam roadmap built into HS timeline